PIP coverage applies through your auto policy or the at-fault driver’s. 30-day filing deadline. $50,000 minimum medical and 80% lost wages up to $2,000/month. Pain and suffering requires meeting the serious injury threshold under Insurance Law §5102(d).
Call 911. Photograph everything. Get the police report. Get medical care. File the no-fault PIP application within 30 days. Don’t give a recorded statement. Call us.
The law is the same citywide, but local facts help. Astoria’s mix of commercial corridors, the BQE approaches, and heavy bus and truck traffic shapes how we investigate — which cameras exist, which agency controls the roadway, and which insurers are involved.
Yes — New York is a No-Fault state, so your own PIP coverage pays your initial medical bills and lost wages (up to $50,000) regardless of fault. To recover for pain and suffering, you must meet the “serious injury” threshold.
New York Insurance Law §5102(d) lists categories — including fractures, significant limitation of a body function, permanent consequential limitation, and being unable to perform daily activities for 90 of the first 180 days. Whether you meet it is often the central fight, and it’s why thorough medical documentation matters.
No. Your own policy’s uninsured/underinsured (UM/UIM) coverage can step in. We move quickly because UM/UIM claims have their own notice deadlines.
Generally three years for a car-accident injury claim. If a city or MTA vehicle was involved, a 90-day notice of claim and shorter deadlines apply — so call early.
Free case evaluation. No fee unless we recover for you.
