TLC-licensed taxis must carry $100,000 / $300,000 minimum bodily injury coverage — four times the New York personal-vehicle minimum. Many fleets carry substantially more.
Standard motor vehicle accident injuries — cervical injuries, herniated discs, TBI, fractures, internal injuries, and worse.
Same categories as any New York personal injury case.
Prior results do not guarantee a similar outcome.
Licensed NYC taxis carry commercial liability coverage, and TLC rules require specific minimums that are typically higher than a personal auto policy. As an injured passenger you generally have a clean claim, since you’re rarely at fault. We identify the right policy and the medallion owner.
Yes. No-Fault still applies — your PIP benefits usually come through the taxi’s coverage and pay initial medical bills and lost wages. Suing for pain and suffering still requires meeting the serious-injury threshold.
Not necessarily. The medallion owner, the vehicle’s insurer, and sometimes the base are still responsible under TLC rules and the required commercial coverage. The “independent contractor” label rarely defeats a passenger’s claim.
The taxi’s commercial coverage applies to people it injures, not just its passengers. We pin down the TLC coverage and any other policies in play.
Generally three years. Move early so the trip records and any in-vehicle or street camera footage can be preserved.
